BUPA TRAVEL INSURANCE AND WORLD HEALTH INSURANCE AND TRAVEL GUARD GOLD TRIP CANCELLATION

BUPA International is the largest medical insurer in the world, providing quality individual and group world health insurance coverage to people living in their home country, expatriates and internationally mobile customers. BUPA travel insurance provides coverage to more than 800,000 customers with both long term travel insurance and short term travel insurance.

BUPA DIAMOND CARE LONG TERM TRAVEL INSURANCE

  • Career and expatriate health insurance plan with permanent coverage in the USA
  • This long term travel insurance provides long term career plan for individual and families
  • Great maternity benefits after a 10 month waiting period
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BUPA COMPLETE CARE LONG TERM WORLD HEALTH INSURANCE

BUPA was formed in 1947, and since then we have been at the forefront of healthcare and medical insurance services. Since starting in the UK in 1947 with just 38,000 members, BUPA has developed into an internationally respected brand. BUPA International was established in 1971 to extend our health cover to expatriates around the globe. Since then, we've expanded our network to 190 countries and grown our membership to over 800,000 people. BUPA International is the specialist international division of BUPA, and we have operations in UK, Denmark, USA, Spain, France, Hong Kong, Egypt, UAE and Australia.

  • Career and expatriate health insurance plan with permanent coverage in the USA
  • Long term career plans for individuals and families
  • Great maternity benefits
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BUPA SHORT TERM TRAVEL INSURANCE WITH MEDICAL AND EVACUATION COVERAGE

BUPA Denmark, filial af BUPA Insurance Ltd., England, offers the most exclusive medical short term travel insurance. The Annual Travel Insurance Plan can be used for leisure travel, but is also designed to fulfill the international business executive’s every world health insurance need. Try BUPA travel insurance today.

  • 100% coverage for emergency treatment and medical evacuation
  • No deductible and no co-insurance
  • Direct payment of all hospital bills all over the world
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BUPA SHORT TERM TRAVEL INSURANCE WITH ADVENTURE SPORTS AND RESCUE COVERAGE

  • 100% coverage for emergency treatment and medical evacuation
  • No deductible and no co-insurance
  • Direct payment of all hospital bills all over the world
  • Free coverage for children under the age of two
  • Worldwide coverage during all types of travel: business, study and leisure
  • No restrictions on hazardous sports or occupations (except professional motorsports)
  • Rescue benefit is covered on this plan however this plan does not cover for search. Hence, the client should know where they need to be rescued from (IE: their exact position)
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GLOBAL RESCUE MEDICAL PLAN

  • Field rescues for members who need hospitalization but cannot get to a hospital
  • US citizen and non US citizens may purchase this plan
  • Coverage will start when one is over 160 miles from their home residence
  • Specializes in making sure you are rescued from any location in the world and taken to a medical facility that will take care of your medical needs and wants
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CSA FREESTYLE AND FREESTYLE LUXE TRIP CANCELLATION PLANS

  • Trip may start outside the US as long as you will be visiting the US for part or the whole trip
  • Coverage for Non-US residence and Non US citizens may use this plan as long as part of the trip is in the US
  • Coverage for US residence and US citizens traveling in and outside the US
  • Pre-existing medical conditions accepted up to final trip payment
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TRAVEL GUARD GOLD TRIP CANCELLATION INSURANCE

  • Policy starts when you walk out your door the day of your trip
  • No age limit
  • No deductible (deductible for rental car insurance only)
  • US and Canadian residents may use this plan
  • Coverage must originate in the USA
  • Optional Medical Evacuation to the hospital of your choice OR home! (with the purchase of Medical Coverage Upgrade)
  • $500,000 evacuation coverage and $25,000 medical coverage included (may increase medical coverage)
  • Children age 17 and under covered at no additional cost! (Must be related to, and traveling with the primary insured)
  • Trip interruption, trip delay, and 24/7 worldwide assistance services included.
  • May add flight insurance and renters collision insurance
  • Cancel due to work reasons and involuntary job loss automatically covered
  • Cancel For Any Reason coverage may be included
  • May use this plan without trip cancellation option (Enter 0 for quote excluding trip cancellation benefit)
  • Trip cancellation information on volcanic ash and natural disasters
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MY TRAVEL GUARD CUSTOM TRAVEL INSURANCE PLAN

  • Custom made travel insurance plan to include if you want:
    • Trip cancellation
    • Pre-existing medical conditions
    • Medical coverage
    • Baggage lost and delay
    • Adventure sports coverage
    • Hospital choice evacuation upgrade
    • Cancel for any reason
    • Car rental and collision insurance
    • Flight accident insurance
  • Policy starts when you walk out your door the day of your trip
  • US and Canadian residents may use this plan
  • Coverage must originate in the USA
  • No age limit
  • No deductible option (deductible for rental car insurance only)
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TRAVEL GUARD BUSINESS AND PERSONAL MULTI TRIP PLAN

  • Up to 90 days per trip outside of the US coverage
  • Multiple trips throughout the year
  • This plan is used as your primary insurance
  • Coverage starts 100 miles from home
  • Trips must start and end from the US
  • For those who are and are not business travelers
  • No major medical insurance in the USA is needed to use this plan
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TRAVEL GUARD TRIP INSURANCE WITH ADVENTURE SPORTS COVERAGE

  • Coverage plan starts the day you walk out your residence on the trip till the time you come back to your residence from your trip
  • Trips must start and end from the US
  • This plan is used as your primary insurance
  • No major medical insurance in the USA is needed to use this plan
  • All adventure sports is covered except participation in contests of speed, motor sport or motor racing including training or practice for the same
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INTERNATIONAL ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE THAT INCLUDES WAR AND TERRORISM COVERAGE

  • Covers as an individual, family, or group plan
  • War and terrorism coverage
  • Hazardous activities
  • This accident policy will cover the insured if he/she were shot, blown up by an IED, or other war and terrorist acts as long as it is not a weapon of mass destruction (Nuclear, Chemical, or Biological weapon)
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TRAVEL GUARD EVACUATION COVERAGE IN THE U.S. AND OVERSEAS

  • Travel must start from your home and back to your home in the U.S. or Canada
  • Coverage available to U.S. and Canadian residents
  • Coverage starts 100 miles away from home
  • Coverage includes Medical, Emergency Medical Evacuation, Security evacuation and, if requested, adventure sports coverage
  • No U.S. major medical insurance needed
  • Covers for both domestic (U.S. and Canada) and international travel
  • May cover all trips up to 365 days straight
  • May add sports rider
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PERSONAL INTERNATIONAL DISABILITY INSURANCE

  • Plans are custom designed for you from all industries and financial backgrounds
  • Plans that supplement coverage where needed, and to offer coverage when other carriers cannot
  • Keep you and your family financially secure with one of our tailored high limit personal disability plans
  • If you are properly insured, you can continue living comfortably in the face of a temporary or permanent disability
  • Personal Disability Insurance allows you to not only continue fostering their children’s quality education and put three well balanced meals on the table, but to continue living in the manner to which you have become accustomed
  • Covers hazardous avocations
  • Covers uninsurable occupations
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CLARIA INTERNATIONAL CAREER MEDICAL INSURANCE

  • Application must be completed and submitted while outside the U.S.
  • Best for Third Country Nationals
    • Perfect plan for 3rd country nationals serving in emerging markets
    • Example: A Singapore Citizen residing in Argentina
  • Great for U.S. citizens residing outside the U.S. with US coverage included for visit or elective treatment.
  • Caters to HNW (high net worth) nationals, not only expats
  • Applicant must have exiting international cover but this might be reconsidered with full medical screening
  • May apply for these plans up to age 69
  • Guaranteed renewal
  • CIBC of Canada is the reinsurer
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CLEMENTS INTERNATIONAL TERM LIFE INSURANCE

Clements Term Life insurance addresses the challenges of international relocation when living and working abroad.

Through Clements Term Life insurance, expatriates can now acquire the needed coverage to protect their family’s financial security either as a primary policy or supplemental coverage to an existing policy.

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INTERGLOBAL INTERNATIONAL MEDICAL INSURANCE

  • May add maternity cover
    • 12 month waiting period on maternity coverage
  • British / European based international medical cover – three areas of cover
    • Europe
    • Worldwide excluding U.S.
    • Worldwide
  • A no claims bonus that allows you to reduce your premiums every year
  • All important medical coverage to also include medical evacuation, repatriation for entire family should a member become critically ill, and many more benefits.
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