CLARIA INTERNATIONAL CAREER MEDICAL INSURANCE

Application must be completed and submitted while outside the U.S.
Best for Third Country Nationals/Local Nationals:
- Perfect plan for 3rd country nationals serving in their home country.
- Example: A Thai national living in Thailand.
Great for U.S. citizens residing outside the U.S. with US coverage included for visit or elective treatment.
Caters to HNW (high net worth) nationals, not only expats
May apply for these plans up to age 69
Guaranteed renewal – no maximum age, lifetime coverage
Maternity benefits packaged in the Sky and Sun coverage
Cater to most pre-existing conditions as long as they are declared. Some will result auto decline such as BMI 33+, recent cancer, addictions, HIV, Epileptic etc.
Full medical and evacuation covered
- Additional travel benefits for no extra premium
Alternative medicine covered which included chiropractic, homeopathy, and acupuncture
Free cover for children under 11 (Max 2 children on the Sun and Star)
If you stay in your country of residence for inpatient medical care there are financial incentive
- Cash insensitive
- Deductible waived if you have chosen the deductibles from $250 up to $2500
If you have another health plan while on the Claria plan then the Claria plan will be your secondary insurance
CIBC of Canada is the reinsurer

One million to Two million U.S. dollars of medical coverage per year per insured person
Full medical coverage
Rx cover
Maternity is included
Maternity coverage at no extra cost of $9,000 per normal delivery or elective C-Section. Up to $13,000 per medically necessary C-Section.
Child and adult wellness covered after 12 month waiting period
12 visits per year to a doctor of alternative medicine, chiropractic, homeopathy, or acupuncture
Deductible waived for in country Inpatient treatments (limited to plans with deductible of $250 - $2,500)
Deductible waived for Outpatient treatments in the United (limited to plans with deductible of $250 - $2,500)
If you stay in your country of residence for inpatient medical care there are financial incentive
- Cash incentive
- Deductible waivered if you have chosen the deductibles from $250 up to $2500
Full medical and evacuation covered with other travel benefits
Career plan that may be renewed

Send in filled application to Good Neighbor Insurance

One million of medical coverage per year per insured person
Full medical coverage
Maternity coverage after 12 months waiting period with deductible and coinsurance
Adult wellness covered up to $200 per policy period with a 12 month waiting period
Child wellness covered up to $50 per policy period with a 12 month waiting period
Maternity is included
If you stay in your country of residence for inpatient medical care there are financial incentive
- Cash insensitive
- Deductible waivered if you have chosen the deductibles from $250 up to $2500
Full medical and evacuation covered with other travel benefits
Career plans that may be renewed

Send in filled application to Good Neighbor Insurance

Best for single and student coverage
Great plan as a supplemental plan for your home insurance coverage
This plan covers secondary if you have a local/national health insurance plan
One million of medical coverage per year per insured person
Full medical cover
No maternity cover
Adult wellness covered up to $200 per policy period with a 12 month waiting period
Child wellness covered up to $50 per policy period with a 12 month waiting period
Includes alternative medicine coverage

Send in filled application to Good Neighbor Insurance