MY TRAVEL GUARD - A CUSTOM MADE TRAVEL INSURANCE PLAN

  • Custom made travel insurance plan to include if you want:
    • Trip cancellation
    • Pre-existing medical conditions
    • Medical coverage
    • Baggage lost and delay
    • Adventure sports coverage
    • Hospital choice evacuation upgrade
    • Cancel for any reason
    • Car rental and collision insurance
    • Flight accident insurance
  • Policy starts when you walk out your door the day of your trip
  • US and Canadian residents may use this plan
  • Coverage/trip must originate from the U.S. or Canada
  • One way trip is also covered. Return date means the date on which the insured is scheduled to return to the point where the trip is started or specified (an example: which is on your airline ticket) return destination.
  • No age limit
  • No deductible option (deductible for rental car insurance only)
  • Optional Primary Medical coverage when you travel
  • No waiting for denial letter from other insurance companies you may have
  • All services of Travel Guard are done in-house (no out-sourcing)
  • Two Options: Base Plan and Base Plan with Additional Upgrades
Travel Guard Custom Made Travel Plan
Trip Cancellation Comparision Chart

For customers located in all states excluding: Florida, New York, Pennsylvania and Washington

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For customers located in Florida, New York, Pennsylvania and Washington

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Get A Quote
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Option 1: Base Plan

Base Plan Coverages:

100% of Trip Cost: Trip Cancellation
Covers you if you cancel your Trip due to a covered reason.

100% of Trip Cost: Trip Interruption †
Covers you if you interrupt your Trip due to a covered reason.

$1,000: Trip Interruption - Return Air Only †
Reimburses the additional airline transportation expenses incurred by you to reach the return destination

$500: Trip Delay
Reimburses up to $100 a day for Reasonable, Additional Expenses for meals, accommodations, taxi fares, and essential phone calls, if your Trip is delayed for more than 12 hours due to covered reasons.

$500 Missed Connection
Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for three or more hours to your point of departure.

$500: Baggage & Personal Effects ($50 deductible applies)
Can reimburse you if your Baggage is lost, stolen, or damaged while on your Trip.

$100: Baggage Delay
If your Baggage is delayed more than 12 hours, you can be reimbursed for the purchase of Necessary Personal Effects.

$10,000: Medical Expense ($50 deductible applies)
Pays for emergency medical expenses incurred while on a Trip.

$100: Baggage Delay
If your Baggage is delayed more than 12 hours, you can be reimbursed for the purchase of Necessary Personal Effects.

$100,000: Emergency Evacuation & Repatriation of Remains
Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility, (home in the event of death or if medically required).

† Coverage limits for Trip Interruption and Trip Interruption-Return Air Only cannot be combined.

Option 2: Additional Upgrades (1 or more optional upgrades to your base plan)

Optional Additional Upgrades:

Cancel for Any Reason:
You have the option to purchase a maximum limit of either 50% or 75% of Trip cost which provides reimbursement if you decide to cancel for any reason up to 48 hours prior to departure. (Must be purchased within 21 days of initial trip payment or by final trip deposit.)

“Hospital of Choice” Evacuation Upgrade:
For Medical Emergencies, evacuation to the adequate licensed medical facility of your choice or home. Base plan provides evacuation to the nearest adequate licensed medical facility. Maximum limit is increased to $1 million.

Baggage Upgrade:
Increases the Baggage and Personal Effects limit to $1,000, $1,500 or $2,500 and waives the $50 deducible. Increases the Baggage Delay limit to $200, $300 or $400. Also, offers a separate option to upgrade your Baggage and Personal Effects benefit to Primary coverage.

Car Rental Collision Coverage:
You have the option to purchase a maximum limit of either $35,000 or $50,000 in primary coverage. Subject to a $250 deductible. Covers collision damage to a rental car for which the car rental contract would hold you responsible.

Amount Purchased (up to $500,000) Flight Guard:
Coverage for accidental death or dismemberment that occurs when traveling on a regularly scheduled flight or charter, subject to the Maximum shown in the Schedule.

Adventure Sports Coverage:
Provides trip interruption, medical evacuation and medical expense coverage for losses caused by many adventure sports activities typically excluded in many travel insurance plans.

Accident, Interruption and Delay Upgrade:
Increases the Trip Interruption benefit to 150% of Trip Cost. Increases Trip Delay to $1,000 ($200 per day) and adds $50,000 Accidental Death & Dismemberment coverage.

Additional Covered Reasons Upgrade:
Includes Trip Cancellation/Interruption coverage due to Financial Default, Terrorist Incident and a waiver for pre-existing medical conditions up to the first $50,000 of trip cost. Also covers Trip Cancellation/Interruption due to involuntary job loss or layoff. For complete details of coverage refer to the Description of Coverage. (Must be purchased within 21 days of initial trip payment.)

* Optional coverages cannot be purchased separately.

24/7 Worldwide Assistance Services*:

Travel Medical Assistance*
A menu of services available for emergency medical requests, including prescription replacement, physician referrals, medical evacuations, and more.

Emergency Travel Assistance*
Dedicated LiveTravel counselors available to help with any travel request, including flight or hotel rebookings, rental car reservations, roadside assistance, and more./p>

Worldwide Travel Assistance*
Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information; and more.

LiveTravel
24-hour hotline to make emergency travel changes, such as rebooking flights, hotel reservations, tracking lost luggage and more!

At Your Service:
Provides access to a world of conveniences that can help simplify and enrich your travel experience. Available 24/7, At Your Service can help get you into exclusive restaurants, concerts and other places you want to be during your travels!

*Non-insurance services are provided by Travel Guard Assist.

Insurance Policy Information: INTERNATIONAL HEALTH INSURANCE